Stocks, bonds, index funds, and retirement accounts (401k, IRA, etc.). Exclude primary residence equity and rental properties.
Your target monthly spending when you FIRE (may be different from current expenses)
Amount invested each month (into stocks, bonds, retirement accounts, etc.)
Historical stock market average is ~7% after inflation. Conservative investors might use 5-6%.
0%
$0
FI Number (4% Rule)
--
Years to FI
0%
Savings Rate
Your Milestones
Coast FI
i
You have enough invested that compound growth will reach your FI number by traditional retirement age (assuming no additional contributions)
$0
â•
Lean FI
i
75% of your target FI number. Requires a more frugal lifestyle with less margin for error (18.75x annual expenses)
$0
â•
Full FI
i
Your target FI number using the 4% rule. You can withdraw 4% annually and sustain your planned expenses indefinitely (25x annual expenses)
$0
â•
Fat FI
i
150% of your target FI number. Provides extra cushion for a more comfortable retirement with greater spending flexibility (37.5x annual expenses)
$0
â•
📊 Progress History
No progress saved yet. Click "Save This Month" to start tracking!